What We Do
We offer a high-value 401(k) program that reduces fiduciary and administrative burden for employers
Asset Security
We partner with Charles Schwab and Raymond James. Your employee’s money is safe with trusted brands that have been relied upon for more than a century.
Time Savings
We create the plan, select and monitor plan vendors, prepare the 5500 and other compliance reports, perform the annual audit, maintain IRS & ERISA compliance, procure insurance and bonds, perform investment selection and monitoring, and offer best-in-class customer support.
Diverse fund line up
Our PEP offers top performing funds in multiple asset categories and is not limited to the institutional restrictions found in other 401(k) programs.
Mountain West PEP Story
Mike Monroe is the founder of Mountain West 401(k).
Mike graduated from Gonzaga University with a finance and accounting degree. His
motivation to create a pooled employer program (PEP) stems from 25 years of seeing the retirement gap through the lens of a fiduciary, financial officer, human resource leader, and business executive.
As a CPA and CFO, Monroe served in fiduciary roles where he managed the complex "back office" of retirement plans. He recognized that the legal liability, administrative tasks, and annual audit costs were massive barriers for most employers
Having led an employee benefits company, he saw that traditional 401(k)s often had "institutional restrictions". He was motivated to build a program that used collective buying power to provide all employers with the same high-value funds and lower fees typically reserved for giant corporations.
.
Through the creation of Mountain West 401k, Mike aimed to solve these issues by acting as the Pooled Plan Provider (PPP), shifting the risk and work from the business owner to his team of experts
Our Provider Team
Mountain West 401(k) partners with leading financial brands to deliver a truly unique 401(k) program and employer experience. Our partners:
