What We Do
We offer a high-value 401(k) program that reduces fiduciary and administrative burden for employers
Asset Security
We partner with Charles Schwab and NWPS. Your employee’s money is safe with trusted brands that have been relied upon for more than a century.
Time Savings
We create the plan, select and monitor plan vendors, prepare the 5500 and other compliance reports, perform the annual audit, maintain IRS & ERISA compliance, procure insurance and bonds, perform investment selection and monitoring, and offer best-in-class customer support.
Diverse fund line up
Our PEP offers top performing funds in multiple asset categories and is not limited to the institutional restrictions found in other 401(k) programs.
Mountain West PEP Story
Mike Monroe is the founder of Mountain West 401(k).
Mike graduated from Gonzaga University with finance and accounting degrees. His
motivation to create a pooled employer program (PEP) stemmed from 25 years of experiencing the retirement gap through the lens of a fiduciary, chief financial officer, human resource leader, and business executive.
As a CPA and CFO, Monroe served in fiduciary roles where he managed the complex "back office" of retirement plans. He recognized that assuming legal liability, performing administrative tasks, and paying annual audit costs were massive barriers for most employers.
With a clear vision for elevating customer service, Mike wanted to offer something better than long wait times, chat boxes, and generic offshore support. He championed a model built on timely responses, real human connection, and a service team that genuinely understands customer needs.
Mike was also motivated to build a program that used collective buying power to provide employers with access to high-value funds and lower fees typically reserved for giant corporations.
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Through the creation of Mountain West 401k, Mike built the 401k program he always wanted as a business leader and employee!
His PEP shifts risk and work from the employer to his team of experts while providing a better customer experience and broader access to investment options for participants.
Our Provider Team
Mountain West 401(k) partners with leading financial brands to deliver a truly unique 401(k) experience for employers and their participants. Our partners:
